Terms of Use

mejoraseguros.com

Last updated: September 17, 2026

Thank you for visiting mejoraseguros.com (the "Website"). These Terms of Use ("Terms") govern your use of the Website and any related services, including telephone calls, text messages and email communications you may receive from us. Please read them in full before using this Website. If you do not accept these Terms, please do not use this Website. We update these Terms from time to time, so please review them periodically.

1. WHO WE ARE

1.1. Mejoraseguros Inc. ("Mejora Seguros", "we", "us", "our") is a licensed insurance agency. Through this Website and our licensed agents we provide information about Medicare plan options — including Medicare Advantage (Part C), Medicare Supplement, and Part D prescription drug plans — and help individuals review their coverage and, where they choose, enroll in a plan.

1.2. As a licensed agency we receive commissions from the insurance carriers whose plans we are appointed to sell. This does not change the price you pay for a plan.

1.3. Mejora Seguros is not affiliated with, endorsed by, or connected to Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, the U.S. Department of Health and Human Services, or any other federal or state government agency. We are an independent private company.

1.4. We do not offer every plan available in your area. Any information we provide is limited to the plans we are appointed to sell. For information on all of your options, contact Medicare.gov, call 1-800-MEDICARE, or contact your State Health Insurance Assistance Program (SHIP).

1.5. Mejora Seguros serves Spanish-speaking Medicare beneficiaries. Our licensed agents provide service in Spanish, and our text messages are sent in Spanish. These Terms are published in English; a Spanish translation is available on request.

1.6. This Website is not intended for use by anyone under 18. By agreeing to these Terms you confirm you are at least 18 years old.

2. USE OF THE WEBSITE

2.1. You can access most of this Website without registering any details or providing personal data.

2.2. You may use this Website for your own personal, non-commercial purposes only. You may print or download material for personal use without modifying it, and you may not republish it online or offline without our permission.

2.3. No part of this Website may be reproduced without our prior written permission.

2.4. Except for personally identifiable information, whose use is governed by our Privacy Policy, any material you send or post to this Website will be treated as non-proprietary and non-confidential, and we may copy, disclose, distribute or otherwise use it, unless you tell us otherwise.

2.5. When using this Website you must not send to or from it any material: (a) for which you have not obtained all necessary consents; (b) that is discriminatory, obscene, pornographic, defamatory, liable to incite hatred, in breach of confidentiality or privacy, or otherwise unlawful; or (c) that is harmful in nature, including viruses, trojans, corrupted data or other malicious software.

2.6. You may link to this Website provided you link to, but do not replicate, any page, and provided that you: (a) do not imply we endorse any product or service unless agreed; (b) do not misrepresent your relationship with us; (c) do not link from a website you do not own; and (d) do not link from a website containing offensive or infringing content.

2.7. You will indemnify us for any loss or damage we suffer as a result of your breach of this section.

2.8. We report illegal activity by Website users to law enforcement.

3. CONTACTING YOU — CALLS, TEXTS AND EMAIL

3.1. Each permission is separate. We ask for your permission to contact you by telephone, by text message and by email separately. Agreeing to these Terms does not by itself give us permission to contact you by any of those channels, and giving permission for one does not give permission for another. You may give or withhold each one independently, and declining any of them does not affect your policy, your enrollment, or any service we provide you.

3.2. Telephone calls. Where you give permission, we may call you about your enrollment and your policy, including with prerecorded messages or using automated dialling technology. This permission is recorded on its own and is not bundled into any other agreement.

3.3. Text messages. Text messaging permission is governed by section 4 below. It is requested separately, on its own, and is never inferred from your use of this Website, from these Terms, or from any permission you give for calls or email.

3.4. Consent is never a condition. Your consent to be contacted by any channel is not a condition of purchasing any product or service, and you may revoke it at any time.

3.5. We do not pass your consent to anyone else. Permission you give us to contact you applies to Mejora Seguros only. We do not transfer, sell or share your contact permissions with affiliates, marketing partners, lead buyers or any other third party.

4. SMS / TEXT MESSAGING PROGRAM TERMS

4.1. Program name. Mejora Seguros Policy Updates.

4.2. Program description. If you give permission, we send text messages (SMS/MMS) in Spanish from Mejoraseguros Inc. about the Medicare policy we helped you enroll in — your application status, your plan's effective date, when your member ID card is being mailed, documents we still need in order to service your policy, alerts about problems with your existing coverage, and occasional service follow-ups. This programme sends service and account-care messages about your own policy. It is not used for marketing third-party products, for affiliate marketing, or for lead generation.

4.3. How you join. You join only by giving express permission, in Spanish, to a licensed Mejora Seguros agent during a recorded telephone call that you either placed to us or accepted from us. The agent asks for text permission as a separate, standalone request, states the message frequency and that message and data rates may apply, explains how to stop, and points you to these Terms and our Privacy Policy. There is no web form, purchased list, or third-party sign-up path into this programme.

4.4. Consent is separate and never bundled. Your permission to receive text messages is requested and recorded on its own. It is not bundled into, or inferred from, these Terms, any other agreement, your consent to receive telephone calls, or your consent to be contacted by an automatic telephone dialling system or with prerecorded messages.

4.5. No sharing, selling or buying of messaging data. Mejora Seguros does not share, sell, rent, lease or otherwise provide your mobile phone number, your text messaging opt-in information, or your messaging consent to any third party or affiliate, for marketing or promotional purposes or for any other purpose. Your number is shared only with the messaging service providers that deliver our messages to you on our behalf, who are contractually restricted to that purpose. We do not buy consumer data or messaging opt-in information from third parties, affiliates or lead vendors.

4.6. Message frequency. Approximately 2 to 6 messages per month, depending on activity on your policy.

4.7. Cost. Message and data rates may apply, depending on your mobile plan. Mejora Seguros does not charge for the messages; your wireless carrier may. Contact your carrier for details of your messaging plan.

4.8. How to stop. Reply STOP to any message to cancel at any time. You will receive one confirmation message and then no further messages from this programme. To rejoin, reply START, or ask any Mejora Seguros agent.

4.9. Help. Reply HELP to any message, call us at 1-844-507-1715, or email info@mejoraseguros.com.

4.10. Eligibility. You must be the account holder or have the account holder's permission to enroll the mobile number you provide, and you must be at least 18 years old.

4.11. Supported carriers. The programme is available on major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages. T-Mobile is not liable for delayed or undelivered messages.

4.12. Changing your number. If you change or deactivate your mobile number, please notify us or update your contact preferences. You will not be held liable for messages sent to a reassigned number if you have not told us of the change.

4.13. Privacy. Our Privacy Policy explains how we handle your information, including our commitment not to share your text messaging opt-in data or consent with any third party: https://mejoraseguros.com/privacy-policy

5. WEBSITE CONTENT

5.1. Plan benefits, premiums, copays, networks, formularies and extra benefits change and vary by ZIP code, by plan and by year. Any figures or examples shown on this Website are illustrative and may not reflect what is available to you at the time you read them.

5.2. Eligibility for any plan, benefit or enrollment period depends on your individual circumstances and on the rules set by Medicare and by the plan. Nothing on this Website is a determination that you qualify for anything.

5.3. We take reasonable steps to keep the information on this Website accurate but we do not guarantee it is complete or current, and we may change it at any time without notice.

5.4. We are not responsible for the availability or content of any third-party website linked to or from this Website. Your use of a third-party website is subject to that party's own terms and privacy policy.

5.5. Nothing on this Website is medical, legal, tax or financial advice. Decisions about Medicare or health insurance enrollment should be made in consultation with a licensed insurance agent and, where relevant, your healthcare provider.

6. THIRD-PARTY TRADEMARKS AND LINKS

6.1. All third-party trademarks shown on this Website are the property of their respective owners. Their presence does not mean we have rights in them, or that the owner endorses us.

6.2. We have no responsibility for third-party links or the content of third-party websites reached from this Website.

6.3. Links to third-party websites are provided for convenience only. We have not reviewed each one and have no responsibility for their content.

7. COPYRIGHT AND INTELLECTUAL PROPERTY

7.1. Except for third-party trademarks, this Website and all copyright and intellectual property in it — including source code, databases, functionality, software, design, text, photographs and graphics — are owned or controlled by Mejora Seguros and protected by copyright and trademark law. You may not copy or use any of it without our prior written approval.

7.2. You may not reproduce, edit, transmit, publish or lend any material or intellectual property relating to this Website.

7.3. Nothing in these Terms is a licence or transfer of any intellectual property right.

7.4. We may enforce our intellectual property rights and may restrict the number of devices, device types or access channels through which this Website's digital content can be accessed.

7.5. If you breach this section we may suspend your access to the relevant content, without prejudice to our right to recover any loss and costs we incur.

8. GENERAL DISCLAIMERS

8.1. We take reasonable steps to ensure the information on this Website is correct, but we do not guarantee its correctness or completeness, and it may be out of date.

8.2. The materials on this Website are provided without conditions or warranties of any kind. To the maximum extent permitted by law we exclude all representations, warranties and conditions relating to this Website other than those set out in these Terms.

9. EXCLUSION OF LIABILITY

9.1. Neither we nor any party involved in producing, maintaining or delivering this Website is liable for any loss or damage arising from your or a third party's use of it, including any direct, indirect or consequential loss, whether in contract, tort or otherwise.

9.2. Any reliance on material on this Website is at your own risk.

9.3. We do not warrant that this Website will be uninterrupted or error-free, and we are not responsible for service interruptions, or for delayed, failed or undelivered SMS messages, which are the responsibility of your wireless carrier.

9.4. Nothing in these Terms excludes or limits liability for (i) death or personal injury caused by negligence, (ii) fraud, or (iii) any liability that cannot lawfully be excluded.

10. PERSONAL DATA

10.1. We take reasonable precautions and follow industry practice to protect your personal information from loss, misuse, unauthorised access, disclosure, alteration and destruction.

10.2. Our Privacy Policy explains how we process personal data: https://mejoraseguros.com/privacy-policy

11. GENERAL

11.1. You may not use this Website for any illegal or unauthorised purpose.

11.2. If any provision of these Terms is held unlawful, void or unenforceable, it is severed and the remaining provisions remain in force.

11.3. The current version of these Terms is always available on this page. We may update or replace any part of them by posting the change here.

11.4. These Terms are governed by the laws of the State of Florida. Any dispute arising out of or relating to these Terms or your use of this Website will be resolved in the state or federal courts located in Hillsborough County, Florida.

12. CONTACT US

Mejoraseguros Inc.
5404 Cypress Center Drive, Suite 225, Tampa, FL 33609
1-844-507-1715 · info@mejoraseguros.com